Phishing email
messages, websites and phone calls are designed by cybercriminals to steal
money. This is done by cybercriminals and they do this by installing malicious
software on your computer or by stealing personal information from your
computer. However, cybercriminals also use social engineering so to convince
you so that you install this malicious software or you hand over your personal
information under some false pretenses. They do this by sending you email or
they can call you on the phone or they can convince you to download something
from a website.
How to recognize
scams?
New scams are seemed
to appear every day. Therefore scams can contain the following:
- Promises of money for little or no effort
- Alarmist messages and threats of account closures
- Request to donate to a charitable organization after a disaster which has been in the news.
- Deals which sound very good to be true.
- Bad grammar and spelling mistakes
You might beware of
phishing phone calls because cybercriminals might call you on the phone and
offer you to help or solve your computer problems or sell you a software
license. Once you have shown faith and if they have gained your trust, then
cybercriminals might ask for your user name and password or ask you to go to a
website to install software which will let them access your computer to fix it.
Once you do this, after that your computer and your personal information will
not be personal and confidential and be stolen by the cybercriminals.
If you receive a
fake call then you should take down the caller’s information and should report
to your local authorities.
Some of the popular
phishing scams which you should be aware of are:
Lottery scams-
You might receive messages which claim that you have won the Microsoft lottery.
These messages might look like as they have come from a Microsoft executive.
There is no such Microsoft lottery. You should delete this message.
Scams which use the Microsoft name or other well
known companies- This scams
include fake email messages or websites which use the Microsoft name. The email
might claim that you have won a Microsoft contest and that Microsoft needs
logon information or password. You should ignore all this.
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